Clutches Handbags on Layaway
Clutches handbags may range from $20 to $100 or more. Some user can’t afford to pay more than $20 on a bag. But if you really want that cool $100 bag, try to see if you can put it on layaway. In today’s economy, many stores are offering this option in order to sell more.
But before you put that handbag on layaway, you should consider a few facts first. Layaway does not mean free. The fee may seem cheap, but due its short duration, it can be more expensive than interest rates of a credit card. For example, if the bag costs $100, the layaway fee might be $5 and you will have to put a down payment of about $10 for an item that will be put on a lay away for about eight weeks.
What you end up paying translates into a 44 percent APR on a credit card, which is extremely high. But if you don’t qualify for a credit card, this might be the only way you will be able to get the bag you want.
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